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Payment Terms Last Updated June 4, 2010 When you make payments through SoBizNetwork.com you agree to these Payments Terms: 1. Making Purchases 1.1. When you confirm a transaction on SoBizNetwork.com you agree to be bound by and pay for that transaction. 1.2. Do not commit to a transaction unless you are ready to pay; all sales are final. 1.3. You may be presented with additional terms related to a specific purchase before you confirm the transaction. Those additional terms will also govern that transaction. 1.4. WE MAKE NO WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, WITH RESPECT TO ANY PRODUCTS OR SERVICES SOLD ON OR THROUGH SoBizNetwork.com. 2. Payment Sources: We want to make payments convenient, so we allow you to make payments using a number of different payment sources like credit cards, Pay-Pal, and debit cards. 2.1. When you provide a payment source to us you confirm that you are permitted to use that payment source. You also authorize us to collect and store it, along with other related transaction information. 2.2. When you make a payment you authorize us (and our designated payment processor) to charge the full amount to the payment source you designate for the transaction. 2.3. When you authorize us to collect reoccurring monthly payments for various subscriptions or other purposes, you authorize us to collect and store the payments on a monthly basis until you cancel the payments via a written correspondence thru e-mail below. Your account will be canceled within 30 days of receiving said written request for reoccurring payment termination. E-Mail: This e-mail address is being protected from spambots. You need JavaScript enabled to view it 2.4. If you pay by credit or debit card we may obtain a pre-approval from the issuer of the card for an amount up to the amount of the purchase. We will bill your card at the time of purchase or shortly thereafter. If you cancel a transaction before completion, that pre-approval may result in your funds not otherwise being immediately available. 2.5. If you pay by debit card and your payment results in an overdraft or other fee from your bank, you alone are responsible for that fee. 3. Disputes and Reversals 3.1. If you believe that an unauthorized or otherwise problematic transaction has taken place under your account, you agree to notify us immediately, so that we may take action to prevent financial loss. 3.2. To the fullest extent permitted by law, you waive all claims against us related to payments unless you submit the claim to us within 30 days after the charge. 3.3. You are responsible for and agree to reimburse us for all reversals, charge- backs, claims, fees, fines, penalties and other liability incurred by us (including costs and related expenses) that were caused by or arising out of payments that you authorized or accepted . 3.4. Your only remedy for a technical failure or interruption of service is to request that your transaction be completed at a later time. 4. Actions We May Take: As part of our effort to keep SoBizNetwork.com safe, we may take certain actions to reduce liability for users and us. 4.1. We may make any inquiries that we consider necessary, either directly or through third parties, concerning your identity and credit-worthiness. 4.2. We may cancel any transaction if we believe the transaction violates these Payment Terms, or if we believe doing so may prevent financial loss. 4.3. We may place a delay on a payment for a period of time, limit payment sources for a transaction, limit your ability to make a payment or deactivate your account if we believe doing so may prevent financial loss. 4.4. We may contact your payment source issuer, law enforcement, or impacted third parties (including other users) and share details of any payments you are associated with if we believe doing so may prevent financial loss or a violation of law. 4.5. We may cancel any credits transferred, assigned, or sold in violation of these Payment Terms. 4.6. If you purchase advertising, and your payment method fails or your account is past due, we may take steps to collect past due amounts using other collection mechanisms. You agree to pay all expenses associated with such collection, including reasonable attorneys' fees. Interest will accrue on any past due amounts at the rate of the lesser of 1.5% per month or the lawful maximum. 5. Advertiser Provisions 5.1. When you purchase advertising on or through SoBizNetwork.com, you agree to pay all amounts specified in the order, along with any applicable taxes. 5.2. You are responsible for maintaining the security of your advertising account, and you understand that you will be charged for any orders placed on or through your advertising account. 5.3. You can cancel an advertising order at any time by notifing us via e-mail, but your ads may run for several days after you notify us, and you are still responsible for paying for those ads. E-Mail: This e-mail address is being protected from spambots. You need JavaScript enabled to view it 5.4. Your order constitutes your written authorization for us to obtain your personal and/or business credit report from a credit bureau. We may obtain your credit report when you place an order, or at any time thereafter. 5.5. It is your responsibility to remit any taxes that apply to your transactions. You agree to indemnify and hold us harmless from and against any claim arising out of your failure to do so. 6. Notices and Amendments to These Payments Terms 6.1. We may provide notices to you by posting them on our website, or by sending them to an email address or street address that you previously provided to us. Website and email notices shall be considered received by you within 24 hours of the time posted or sent; notices by mail shall be considered received within three business days of the time sent. 6.2. Except as otherwise stated, you must send notices to us relating to payments and these Payment Terms to: E-Mail: This e-mail address is being protected from spambots. You need JavaScript enabled to view it 6.3. The Payment Terms in place at the time you confirm a transaction will govern that transaction. 6.4. We may change these Payment Terms, in whole or in part, even though the changes may affect accumulated credits. 7. Other Miscellaneous Provisions 7.1. In the event of any conflict between these Payments Terms and the other agreement(s) within this website, the Payments Terms shall prevail. 7.2. If you are under the age of 18, you may make payments only with the involvement of a parent or guardian. You should review these Payments Terms with a parent or guardian to make sure that you both understand them. 7.3. Some countries may restrict or prohibit your ability to make payments through SoBizNetwork.com. Nothing in these Payments Terms should be read to override or circumvent any such foreign laws. |
